Ahunderwriters

First your monthly tax savings referred as your "Benefit Bank" is determined.This is the dollar amount you can use to purchase your qualified insurance benefits.

In determining how to best use your "Benefit Bank" towards obtaining qualified insurance benefits, we will want to acquire these benefits in order of importance/value to your specific needs.

Your "Benefit Bank" will first be used to obtain your Gap & Life insurance. Then, what remains of your "Benefit Bank" would be used to obtain Injury Benefit & Critical Illness supplemental coverage. Then what if anything, left in your "Benefit Bank" can be applied towards optional Dental Insurance.

Benefit Bank	$160	This comes out of your tax savings, you're not paying extra for below benefits. This is what you use to obtain your benefits.
Gap Insurance	$70	This will pay your health insurance deductible and co-insurance
Life Insurance	$20	This is a required benefit.
Injury Benefit	$30	Pays up to $4,000 per injury
Critical Illness	$20	Pays out lump sum benefit after diagnoses of a critical illness
Dental Insurance	$20	Pays up to $2,000 annually

Customizing Your Benefits

Example of average benefit package

IRS 125 Cafeteria Plan

Video

Audio

Speak with a licensed Insurance Broker: (800)-768-5708